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Have you reviewed your monthly charges lately? If so, have you found an incorrect or unrecognized charge on your statement? Know your rights, the credit card company must PROVE IT to CHARGE IT!

How To Dispute A Credit Card Charge

First, identify the incorrect charges.

Next, directly contac the merchant and explain the incorrect charge and ask them to fix it.

Third, contact the credit card company if the merchant is unable or unwilling to help. Let the credit card company know you would like to dispute a charge on your account.

Fourth, give your contact information to the credit card company. Also, the credit card company may send you forms to complete by mail. Complete and send these forms back to the company.

Last, wait to hear for your problem to be resolved. The credit card company, by law, has to respond to your dispute within 30 days of the completed forms.

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